{"id":43,"date":"2023-08-04T08:15:22","date_gmt":"2023-08-04T08:15:22","guid":{"rendered":"https:\/\/www.annmariematthews.co.uk\/?p=43"},"modified":"2023-08-04T08:15:22","modified_gmt":"2023-08-04T08:15:22","slug":"proposed-social-care-changes-at-a-glance","status":"publish","type":"post","link":"https:\/\/www.annmariematthews.co.uk\/index.php\/2023\/08\/04\/proposed-social-care-changes-at-a-glance\/","title":{"rendered":"Proposed social care changes at a glance"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>The government has recently announced that it is promising an overhaul of the way social care is funded in England. The big questions on everyone\u2019s lips are; what is going to happen and how will the changes be paid for?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>An outline of the proposed changes<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>People will no longer pay more than \u00a386,000 in care costs &#8211; that is, for actual care, rather than accommodation &#8211; over their lifetime, from October 2023.<\/li>\n\n\n\n<li>Once people have reached this cap, ongoing costs for personal care will be paid for by local authorities.<\/li>\n\n\n\n<li>Those with between \u00a320,000 and \u00a3100,000 in assets will get means-tested help towards costs from their local council.<\/li>\n\n\n\n<li>Those who own less than \u00a320,000 will not have to pay towards care costs from their assets at all, but might have to contribute from their income, ie, their pensions.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>An outline of how the changes will be funded<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>National Insurance (NI) &#8211; which working people and their employers pay to ensure benefits like the state pension &#8211; will rise by 1.25% from next April.<\/li>\n\n\n\n<li>From April 2023, this extra payment will become a separate tax &#8211; called the Health and Social Care Levy &#8211; on earned income. It will show up separately on payslips.<\/li>\n\n\n\n<li>The levy &#8211; unlike NI &#8211; will also be paid by people who continue to work beyond retirement age.<\/li>\n\n\n\n<li>The government says the changes will cost \u00a3255 a year for someone earning \u00a330,000, and \u00a3505 a year for someone on \u00a350,000.<\/li>\n\n\n\n<li>Shareholders will also have to pay 1.25% more in tax on the profits they make.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How much income will all this raise?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The changes are expected to raise \u00a312bn a year.<\/li>\n\n\n\n<li>The government says that, for three years, all the money will go towards easing the NHS backlog, before more of it is moved into social care.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What about Scotland, Wales and Northern Ireland?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The government says \u00a32.2bn will be made available.<\/li>\n\n\n\n<li>Personal care, such as help with washing and dressing, is currently free in Scotland for those assessed by their local authority as needing it.<\/li>\n\n\n\n<li>Some care costs are capped in Wales.<\/li>\n\n\n\n<li>And home care is free for the over-75s in Northern Ireland.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>The government has recently announced that it is promising an overhaul of the way social care is funded in England. The big questions on everyone\u2019s lips are; what is going to happen and how will the changes be paid for? An outline of the proposed changes An outline of how the changes will be funded [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-43","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.annmariematthews.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/43","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.annmariematthews.co.uk\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.annmariematthews.co.uk\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.annmariematthews.co.uk\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.annmariematthews.co.uk\/index.php\/wp-json\/wp\/v2\/comments?post=43"}],"version-history":[{"count":1,"href":"https:\/\/www.annmariematthews.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/43\/revisions"}],"predecessor-version":[{"id":44,"href":"https:\/\/www.annmariematthews.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/43\/revisions\/44"}],"wp:attachment":[{"href":"https:\/\/www.annmariematthews.co.uk\/index.php\/wp-json\/wp\/v2\/media?parent=43"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.annmariematthews.co.uk\/index.php\/wp-json\/wp\/v2\/categories?post=43"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.annmariematthews.co.uk\/index.php\/wp-json\/wp\/v2\/tags?post=43"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}